You Deserve a Credit Card This Advanced

You could save up to £1002 with the Fluid credit card*

0% for up to 26 months on balance transfers made now

2.99% handling fee, £3 min. Balances need to be transferred within the first 60 days of your account opening, for terms see product details.

Check Eligibility
Representative example: 18.9% p.a. (variable) on card purchases
This is equivalent to 18.9%APR representative (variable)
Based on a £1,200 credit limit
Check Eligibility
Find out more

Calculate how much interest you could save

Your Current Balance £

Annual Interest Rate %

UK average is 17.85%APR 04/2015

Potential Saving

123

Estimated saving by transferring your balance to the card's 0% rate. Our calculation assumes that you would make standard minimum repayments on your stated current balance. The stated saving has already taken off the cost of the 2.99% handling fee. Please note that your total balance may be made up of smaller balances at different rates.

Eligibility Check

Find out if you are eligible before applying for this card. As part of our eligibility check we will carry out a quotation search which won't show up on your credit record as an application for credit, so it won't affect your credit rating. Check Your Eligibility →

Eligibility for a Fluid card depends on your circumstances and the results of our eligibility check. The product, APR and promotional offer you could get may vary from the example. This could also affect the amount you could save.

Fluid Card Benefits

Bespoke Eligibility Checking Technology

Fluid’s bespoke Eligibility Checking technology saves you time and helps you find out if you are eligible before you apply without affecting your credit rating. Lenders can’t see this “soft” search on your credit file.

Fraud protection 24/7

MBNA monitor your account and notify you of any unusual activity. You won't be liable for any fraudulent use of your credit card, provided you get in touch as soon as you notice any unusual transactions or can’t find your card.

Contactless payments

Make secure payments faster than chip and PIN for purchases up to £20.

Customer service helpline

Wherever you are worldwide, customer satisfaction representatives are just a phone call away.

Stay in control wherever you are

Manage your account online, by text or on your smartphone. Register for Online Card Services to access your statement and manage your account easily and securely.

Product Details

0% on balance transfers for up to 26 months from the date your account is opened (2.99% handling fee, £3 min).

0% on money transfers for up to 20 months from the date your account is opened (3.99% handling fee, £3 min).

Treat yourself! 0% on card purchases for up to 3 months from the date your account is opened.

Check Eligibility
Representative example: 18.9% p.a. (variable) on card purchases
This is equivalent to 18.9%APR representative (variable)
Based on a £1,200 credit limit
Check Eligibility