Fluid is powered by    |  Learn more about Fluid | Log-in/Register

The Low Fee Balance Transfer Card

  • 0% on balance transfers for up to 12 months with a low 0.5% handling fee. Balances need to be transferred within the first 60 days of your account opening, for terms see product details.
  • The average Fluid cardholder could save £500 (calculate how much you could save)
  • Eligibility Check: Find out if you are eligible before applying for this card. As part of our eligibility check we will carry out a quotation search which won't show up on your credit record as an application for credit, so it won't affect your credit rating.

Representative example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1,200.

 

Calculate how much interest you could save

Current Credit Card Balance

£100 £15k

Your Annual Interest Rate
(UK average is 17.31% APR
04/2014)

5.9% 40%

Potential Saving *

Estimated saving by transferring your balance to the card's 0% rate. Our calculation assumes that you would make standard minimum repayments on your stated current balance. The stated saving has already taken off the cost of the 0.5% transfer fee. Please note that your total balance may be made up of smaller balances at different rates.

"This card lets you pre-apply, so you'll know your likely chance of being accepted (or not) for the 0% without marking your credit file..."

Promotional Rates

0% on balance transfers for up to 12 months from the date your account is opened (0.5% handling fee, £3 min).
For this great offer, your balances need to be transferred within the first 60 days of your account opening.

0% on money transfers for up to 12 months from the date your account is opened (4% handling fee, £3 min).
Money transfers can shift money direct to your current account. For this great offer, any money transfers need to be made within the first 60 days of your account opening.

Treat yourself: 0% on card purchases for up to 3 months from the date your account is opened.

 

Everyone should have a credit card this advanced

 
Unique Eligibility Checking Technology

Fluid’s unique Eligibility Checking Technology saves you time and helps protect your credit rating by telling you whether you’re likely to be accepted before you apply in full.

 
Fraud protection 24/7 as standard

We monitor your account continuously and let you know if we notice anything unusual. You won't be liable for any fraudulent use of your credit card, provided you get in touch as soon as you notice any unusual transactions or can’t find your card.

 
Contactless payments

Make secure payments faster than chip and PIN for purchases up to £20 at contactless enabled retailers.

 
Customer service helpline

Wherever you are worldwide, our customer satisfaction representatives are just a phone call away

 
Stay in control wherever you are

Advanced account management online, by text or on your smartphone. Register for Online Card Services to access your statement and manage your account easily and securely.